Pets

Pets Best Pet Insurance Review – Forbes Advisor – Forbes

Summary

Trupanion has lifetime per-condition deductibles while Pets Best has annual deductibles. This means that if you’re a Trupanion policyholder, you must pay a new deductible when your pet experiences a new condition instead of paying a new deductible every year. So, if your pet has recurring stomach issues, you won’t have to pay a new deductible every year for this illness with Trupanion.

Pets Best has a three-day waiting period for accidents, a 14-day waiting pe…….

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Trupanion has lifetime per-condition deductibles while Pets Best has annual deductibles. This means that if you’re a Trupanion policyholder, you must pay a new deductible when your pet experiences a new condition instead of paying a new deductible every year. So, if your pet has recurring stomach issues, you won’t have to pay a new deductible every year for this illness with Trupanion.

Pets Best has a three-day waiting period for accidents, a 14-day waiting period for illnesses and a six-month waiting period for cruciate ligament issues. At the same time, Trupanion has a five-day waiting period for accidents, a 30-day waiting period for illnesses and no extended waiting period.

While Trupanion’s waiting periods are almost twice as long as Pets Best, Trupanion might be worth considering if your pet is susceptible to cruciate ligament issues. If not, Pets Best has better waiting periods.

Pets Best and Trupanion give you the option to pay the vet directly. However, with Trupanion, your vet must have specific software to process payments. Pets Best will pay your vet directly if your vet agrees in advance.

Another key differentiator is that Pets Best offers coverage for wellness and routine care. Trupanion doesn’t give you this option. So, while both insurance companies offer robust accident and illness coverage, Pets Best is likely the better option if preventive care coverage is one of your top priorities when buying a policy.

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Source: https://www.forbes.com/advisor/pet-insurance/pets-best-pet-insurance-review/